Types of car insurance we help you explore
Third-party coverage
The legally required foundation for motorists, designed to cover eligible injury or damage you cause to third parties, subject to policy terms.
Comprehensive coverage
Broader protection that may include accidental damage to your own vehicle, theft, fire, and other insured events, depending on the selected plan.
Commercial vehicle insurance
Protection for business-owned cars, vans, and fleets, structured around how the vehicles are used and the risks your operations face.
Benefits that may be available with comprehensive motor cover
Damage, fire, and theft
Eligible plans may protect against accidental damage to your own vehicle, fire or explosion, total theft, hold-up, partial theft, and total loss.
Third parties, drivers, and passengers
Depending on the selected policy, benefits may include third-party liability, bodily injury to passengers, and a defined indemnity for the insured driver.
Weather and roadside support
Some solutions may extend to hail, storm, tempest, or flood damage and include roadside assistance, subject to geographic scope and service conditions.
Mobility and additional expenses
Higher benefit levels may include temporary replacement-car rental, eligible registration fees following a total loss, or defined legal expenses.
Why professional guidance matters
A low premium does not always mean good value. Deductibles, repair conditions, geographic limits, driver restrictions, depreciation rules, and exclusions can materially affect what happens after an accident. MRC helps you review these points in plain language and identify a policy structure suited to your vehicle, usage, and budget.
The consultation is designed to help you understand the available terms, practical differences, and important questions without pressure or confusing jargon. Benefits vary by insurer and plan and apply only when shown in the quotation and issued policy.
What happens if you need to make a claim
Support should not stop when the policy is issued. MRC helps explain the notification process, required documents, survey or inspection steps, and next actions. Where the selected policy provides it, we also guide clients toward eligible garage and repair-network options across Lebanon and follow up on the claim process.
Report an incident as quickly as possible and avoid authorising repairs before confirming the insurer's process. Keeping photos, the police report when applicable, and the other party's details can help prevent delays.
Frequently asked questions
Questions about car insurance
How much does car insurance cost in Lebanon?
Pricing depends on the vehicle's value, age, make, usage, drivers, chosen deductible, and coverage type. MRC can prepare a personalised indication after reviewing your vehicle details.
Do I need comprehensive cover or is third-party enough?
Third-party cover addresses the legal minimum, while comprehensive cover can protect your own vehicle as well. The right choice depends on the vehicle's value, financing requirements, and your ability to absorb repair or replacement costs.
Can MRC review my current car policy?
Yes. Bring your current schedule and wording, and we can help you understand the main limits, exclusions, deductible, and renewal considerations before you decide what to do next.