Types of medical coverage we help you explore
Individual plans
Coverage structured for one person's age, medical needs, preferred network, class, and budget.
Family plans
One coordinated policy for listed household members, with benefits and limits selected for the family's needs.
Group medical plans
Employee health coverage for businesses, designed around headcount, benefits, class, and company budget.
International health coverage
Eligible plans offering access to treatment outside Lebanon for clients who require a wider geographic scope.
Understanding the medical provider network
A strong medical plan is not only about the annual limit. Its practical value also depends on which hospitals, healthcare centres, laboratories, radiology providers, pharmacies, and physiotherapists participate in the applicable network.
Depending on the selected policy, medical network access may be administered through Best Assistance for Bankers Assurance, MedNet for Fidelity Insurance, and NextCare for Burgan Insurance. Available networks can extend across Beirut, Mount Lebanon, Bekaa, Nabatiyeh, North Lebanon, and South Lebanon.
Provider participation, direct-billing arrangements, class eligibility, approvals, and available services can change. MRC therefore checks the current hospital and healthcare-provider list for the exact insurer, administrator, class, and plan before you choose.
What to look for beyond the premium
The least expensive plan may exclude the hospital, treatment, or benefit you expect. Consider the hospital and clinic network, room class, annual limit, outpatient benefits, co-payments, maternity terms, emergency treatment, waiting periods, direct billing, provider class, and how pre-existing conditions are handled.
MRC reviews these practical details with you and explains where prior approval or supporting medical documents may be required. This helps you choose with a realistic understanding of how the policy works, rather than looking only at a headline price.
Support after you are covered
MRC provides guidance toward 24/7 medical assistance channels available under eligible policies and helps clients understand hospital admission and pre-authorisation procedures. We also assist with documentation, renewals, amendments, and claim follow-up so you have a familiar point of contact.
All benefits remain subject to insurer approval and the policy's terms, limits, waiting periods, and exclusions. We encourage every client to ask questions before coverage starts and to keep their policy card and assistance details accessible.
Frequently asked questions
Questions about medical insurance
What is the difference between individual and family medical plans?
An individual plan covers one insured person. A family plan includes the listed family members within one policy structure, which can simplify administration and may provide better combined value depending on the plan.
Are pre-existing conditions covered?
This varies by insurer, plan, medical declaration, and underwriting decision. MRC will help clarify the relevant terms for your circumstances before you commit.
Can I get international treatment coverage?
Eligible plans can include treatment access outside Lebanon. Geographic scope, provider networks, approvals, and limits vary, so we will identify the points you should review.