Specialist insurance lines MRC can help you explore
Engineering and construction
Contractors all risks, erection risks, electronic equipment, machinery breakdown, and related third-party liability considerations for projects and operating businesses.
Liability protection
Third-party, professional, product, and other liability solutions designed around the activities, contracts, premises, and legal exposures of the insured business.
Marine cargo and hull
Protection considerations for goods transported by land, sea, or air, as well as eligible commercial vessels, yachts, crews, and third-party exposures.
Financial lines
Solutions may include professional indemnity, directors and officers liability, financial institution bonds, and electronic or computer-crime risks for eligible organisations.
Workers' compensation and employer liability
Cover for eligible employment-related accidents, medical expenses, temporary or permanent disablement, and death benefits, subject to Lebanese requirements and policy terms.
Political violence
Specialist cover may address defined events such as terrorism, sabotage, riots, strikes, civil commotion, malicious damage, and other specifically insured political risks.
Property, valuables, money, and fidelity risks
Commercial property protection can be structured around fire, burglary, equipment, stock, and other insured damage. Businesses with cash, valuable goods, fine art, jewellery, or employee-fidelity exposure may require separate limits, security conditions, declarations, or specialist wording.
Values should reflect realistic replacement or reinstatement costs—not only the original purchase price. MRC helps organise asset information and highlights the deductibles, sub-limits, warranties, and exclusions that deserve attention before terms are accepted.
How MRC works with insurers on your behalf
We begin with the business itself: activities, locations, contracts, turnover, payroll, assets, equipment, transport routes, security measures, prior losses, and any insurance requirements imposed by clients, landlords, or lenders.
MRC then helps present the risk to appropriate insurer partners, explains the available quotation and policy terms, and remains your point of contact for documents, certificates, amendments, renewals, and claim follow-up. Final acceptance, pricing, coverage, and claims decisions belong to the selected insurer.
Frequently asked questions
Questions about specialty & commercial insurance
Is MRC the insurance company?
No. MRC Brokerage is an independent insurance broker. We help clients assess needs, approach suitable insurers, compare terms, and receive support throughout the policy and claim process. The selected insurer underwrites and issues the policy.
Can MRC arrange several covers for one business?
Yes. Depending on the company, a coordinated programme may include property, liability, workers' compensation, marine, engineering, financial lines, and other specialist covers, subject to insurer availability and underwriting.
What information is needed for a commercial quotation?
Common requirements include business activities, locations, turnover, payroll, employee count, asset and stock values, equipment details, contracts, transport information, security measures, current policies, and claims history.
Are all listed risks automatically covered?
No. Coverage applies only when specifically quoted, accepted, and shown in the issued policy. Every solution remains subject to insurer approval, limits, deductibles, warranties, conditions, and exclusions.